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Do we have a lot more FA $$$ than people realize?

One of the other posts brought up that we are paying Steve Francis 15 million this year.  His salary comes off the books at the end of the year.  Doesn't this give us 15 mil more to play with this summer than most people are calculating?

Is this right or is there something Im missing because this seems to put us way under the luxury tax and would actually make us a huge player in this summer's free agency. 

According to the numbers I found, if we keep everybody we have now except for Shav and Ike we are only around $48 million next year (that includes Darius's money) with the cap probably around $70 million. 

Am I understanding this right?  This means we could sign practically any free agent this summer (Hedo, Marion, Boozer, Bibby, etc).

Of course Im only looking at next year, I know our payroll is going to increase in the future because Roy, LA, Oden, Rudy will command more $$$.

 

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